every
voice
can advocate and help more families build strength, stability, and independence.
No Hard Hat Necessary
Swinging a hammer isn't your style?
There are many ways you can lend your time and talent to help build a brighter future for local families.
As a key part of our operations, behind-the-scenes volunteers spend their time and talents with us entering critical data, helping with construction site hospitality, and assisting with special projects.
All of our No Hard Hat Necessary volunteer opportunities are currently on an as-needed basis. If you would like to be contacted when these opportunities become available, please fill out the form below. You may also reach out to our Volunteer Coordinator, Liz Sweeney, at liz@habitatmatthews.org or at 704-847-4266 ext. 105.
Here are answers to the questions we hear most.
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How do I get a house?Greater Matthews Habitat for Humanity does not give away homes. We provide a hand up, not a handout. You will be purchasing your home, and we work with you to make sure you have an affordable housing cost after purchasing the home. Each applicant must agree to partner with us in the program, which includes providing all documentation needed as well as attending homebuyer education classes and completing volunteer "HIP-hour" requirements.
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Are Habitat homes free?No, Habitat homeowners purchase their home, and pay an affordable mortgage.
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When will you accept applications again?At this time, we do not have a date set for our next application period.
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How much does a Greater Matthews Habitat mortgage cost?Your mortgage payment (including principal, interest, taxes, and insurance) will be no more than 30% of your gross monthly income. This helps to ensure that you are able to continue making payments on your home while having enough remaining income to provide a healthy, stable life for you and your family.
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What is meant by "ability to pay"?Must be able to afford monthly mortgage payments Debt-to-income ratio has to be lower than 13% Stable income of at least $45,000 a year but less than 80% of the AMI based on family size.
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Do I need enough savings for a down payment?No. We consider the required 150 volunteer "HIP-hours" as down payment. However, you are required to cover closing costs.
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What do you mean by "family"?Greater Matthews Habitat for Humanity understands that there are many types of families, and all are welcome to apply to our program. You determine who your family is. Just a few examples of family are: an individual applying alone, a married couple with children, a single parent, a non-married couple, or a family that includes aunts, uncles, or parents. Unless there are circumstances outside of your control, you must have lived with all the household members shown on your application for at least 6 months.
Need more help?
Send a message to our Volunteer Department.
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How do I get a house?Greater Matthews Habitat for Humanity does not give away homes. We provide a hand up, not a handout. You will be purchasing your home, and we work with you to make sure you have an affordable housing cost after purchasing the home. Each applicant must agree to partner with us in the program, which includes providing all documentation needed as well as attending homebuyer education classes and completing volunteer "HIP-hour" requirements.
-
Are Habitat homes free?No, Habitat homeowners purchase their home, and pay an affordable mortgage.
-
When will you accept applications again?At this time, we do not have a date set for our next application period.
-
How much does a Greater Matthews Habitat mortgage cost?Your mortgage payment (including principal, interest, taxes, and insurance) will be no more than 30% of your gross monthly income. This helps to ensure that you are able to continue making payments on your home while having enough remaining income to provide a healthy, stable life for you and your family.
-
What is meant by "ability to pay"?Must be able to afford monthly mortgage payments Debt-to-income ratio has to be lower than 13% Stable income of at least $45,000 a year but less than 80% of the AMI based on family size.
-
Do I need enough savings for a down payment?No. We consider the required 150 volunteer "HIP-hours" as down payment. However, you are required to cover closing costs.
-
What do you mean by "family"?Greater Matthews Habitat for Humanity understands that there are many types of families, and all are welcome to apply to our program. You determine who your family is. Just a few examples of family are: an individual applying alone, a married couple with children, a single parent, a non-married couple, or a family that includes aunts, uncles, or parents. Unless there are circumstances outside of your control, you must have lived with all the household members shown on your application for at least 6 months.
Stay up-to-date with all things Habitat, including homeowner stories, volunteer opportunities, and more.