every
mother
needs to know her children have a safe place to call home.
Homeownership
Strong and stable homes build strong and stable communities.
Working in partnership with local families, Habitat creates opportunities for homeownership.
Future Habitat homeowners are active participants in the homebuilding and home buying process. The foundation of our unique program is working in partnership with families seeking the strength, stability, and independence that homeownership provides. Habitat homeowners build and buy their very own homes, creating brighter futures for themselves and their families.
Habitat’s model creates a cycle of community investment putting home mortgage payments to work building more homes.
land for affordable housing communities, through donation or partnership.
Identify
homes through volunteer labor - including 250 "HIP-hours" completed by the homeowner
Build
Save
on expensive labor costs, which is passed on to future homeowners
Sell
to qualified buyers at a price they can afford
Invest
mortgage payments back into the program to build more Habitat homes
Future Greater Matthews Habitat Homeowners must meet 4 criteria:
You must have a need for housing
We partner with families who have low to moderate incomes, and who experience crowding, expensive rent, or unsafe conditions in their current housing.
You must have a steady income
Applicants must demonstrate the ability to repay an affordable mortgage that is around 30% of their gross monthly income.
You must be willing to partner
Homebuyers participate in the construction of their home by completing 250 volunteer "HIP-hours". Hours can also be completed by attending required classes or volunteering at our ReStore.
You must live in our service area
Applicants must have lived in our service area at least 12 months prior to applying.
Greater Matthews Habitat for Humanity provides equal housing opportunity to all.
Greater Matthews Habitat for Humanity has pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
Here are answers to the questions we hear most.
Need more help?
Send a message to our Homeowner Services Department.
Our application period for our Homeownership program has ended for the year.
Add your name to our interest list and we will contact you when applications are open again.