every

mother

needs to know her children have a safe place to call home.

Homeownership

People with limited incomes partner with Habitat to build a decent, affordable place to call home. As a Habitat homeowner, you’ll not only buy a home, but you'll gain the stability and security that comes with it and a strong foundation for generations to come. Applicants are evaluated based on four main criteria:

Need:

  • Living in substandard housing

  • Living in overcrowded housing

  • Paying more than 30% of gross income in rent

  • Living in temporary, subsidized, or public housing

Ability to Pay:

  • Must be able to afford monthly mortgage payments

  • Debt to income ratio has to be lower than 10%

  • Stable income between the Income Limits based on family size (HUD Limits)

Willingness to Partner:

  • Complete a set number of “ sweat equity” hours

  • Provide necessary documentation

  • Attend Homebuyer Education classes

Residency

  • Applicants must reside in our service area: Matthews, Mint Hill, or Stallings

With a little help, we all have the potential to stand on our own.

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Monday-Friday: 9am - 5pm
p: 704-847-4266
office
2447 East John Street, Matthews, NC 28105
mailing address
PO Box 2008, Matthews, NC 28106
Greater-Matthews-Habitat-for-Humanity_Bl
store hours
Tuesday-Friday: 10am - 5pm
Saturdays: 9am - 5pm
donation hours
Tuesday-Friday: 10:30am - 4pm
Saturdays: 9:30am - 4pm
p: 704-845-2760
address
2447 East John Street, Matthews, NC 28105
Greater Matthews Habitat for Humanity is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law. View IRS Publication 526, on Charitable Contributions. 
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