deserves a decent, safe, affordable place to live.

Why Housing

Greater Matthews Habitat for Humanity recognizes that many families in our service area are struggling with the rising costs of rent, availability of affordable homes, and often feel their living conditions are unfit for their families. Greater Matthews Habitat's mission is to build a community that is livable and affordable for all. 

What is Affordable Housing?

The federal government defines affordable housing as housing that doesn't cost more than thirty percent (30%) of your income. This includes the cost of your rent or mortgage, insurance costs, property taxes, and utilities.

Studies have shown that when when families have to spend more than 30% of their income on housing, they are unable to afford other basic necessities, such as healthy food or medical care.


In the Town of Matthews, the Median Family Income is about $76,000 a year, meaning half of town residents need to be able to afford housing that costs less than  $22,802 a year.  

The Need in Our Service Area

affordable housing 
units are needed to fill the current population growth in Matthews.
are either living in poverty, near poverty or considered “house poor”.
Matthews households 
of current
housing stock is between 30 & 60 years old and likely need serious repair.

The Cost

As a result of this housing situation, many families must live in substandard conditions or make the impossible decision of sacrificing other basic necessities such as healthy and nutritious food, medical care, or emergency savings.


Cost-burdened renters and homeowners in the bottom income quartile spend significantly less on food, health care, transportation and retirement savings than other families in their income bracket whose housing is affordable. Families in this income bracket with severe housing cost burdens are making even more dramatic sacrifices, such as cutting back on health care spending by nearly 70%.

The Benefits of a Decent, Affordable Home


Research has shown that  lack of safe, affordable housing can negatively impact health. There is an increased likelihood for severe mental or physical illnesses, environmental illnesses such as asthma or lead poisoning, and nutritional conditions such as type 2 diabetes. Families who spend more than 30% of their income on housing are also unable to purchase medication and medical supplies or visit the physician when they are sick.


Children in stable housing are absent less and have fewer behavioral problems. They are less likely to switch schools, which leads to better academic performance, and score better on cognitive development tests. Parents in an affordable home have greater discretionary income and can spend more on enrichment activities, setting children up for success both in and outside the classroom. 


Families in affordable homes have greater discretionary income to spend on child care, transportation, and education. They are able to save better for long-term expenses and maintain an emergency fund. They have more money to spend in their local community, and are more likely to break away from the vicious cycle of intergenerational poverty.

Every brick is a building block.

Monday-Friday: 9am - 5pm
p: 704-847-4266
2447 East John Street, Matthews, NC 28105
mailing address
PO Box 2008, Matthews, NC 28106
store hours
Tuesday-Friday: 10am - 5pm
Saturdays: 9am - 5pm
donation hours
Tuesday-Friday: 10:30am - 4pm
Saturdays: 9:30am - 4pm
p: 704-845-2760
2447 East John Street, Matthews, NC 28105
schedule a pickup
Greater Matthews Habitat for Humanity is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law. View IRS Publication 526, on Charitable Contributions. 
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