deserves a decent, safe, affordable place to live.
Greater Matthews Habitat for Humanity recognizes that many families in our service area are struggling with the rising costs of rent, availability of affordable homes, and often feel their living conditions are unfit for their families. Greater Matthews Habitat's mission is to build a community that is livable and affordable for all.
What is Affordable Housing?
The federal government defines affordable housing as housing that doesn't cost more than thirty percent (30%) of your income. This includes the cost of your rent or mortgage, insurance costs, property taxes, and utilities.
Studies have shown that when when families have to spend more than 30% of their income on housing, they are unable to afford other basic necessities, such as healthy food or medical care.
In the Town of Matthews, the Median Family Income is about $76,000 a year, meaning half of town residents need to be able to afford housing that costs less than $22,802 a year.
The Need in Our Service Area
units are needed to fill the current population growth in Matthews.
are either living in poverty, near poverty or considered “house poor”.
housing stock is between 30 & 60 years old and likely need serious repair.
As a result of this housing situation, many families must live in substandard conditions or make the impossible decision of sacrificing other basic necessities such as healthy and nutritious food, medical care, or emergency savings.
Cost-burdened renters and homeowners in the bottom income quartile spend significantly less on food, health care, transportation and retirement savings than other families in their income bracket whose housing is affordable. Families in this income bracket with severe housing cost burdens are making even more dramatic sacrifices, such as cutting back on health care spending by nearly 70%.
The Benefits of a Decent, Affordable Home
Research has shown that lack of safe, affordable housing can negatively impact health. There is an increased likelihood for severe mental or physical illnesses, environmental illnesses such as asthma or lead poisoning, and nutritional conditions such as type 2 diabetes. Families who spend more than 30% of their income on housing are also unable to purchase medication and medical supplies or visit the physician when they are sick.
Children in stable housing are absent less and have fewer behavioral problems.
Every brick is a building block.